Estate Planning for Beginners

1. About My Estate Journey

My Estate Journey (“we,” “us,” “our”) provides general information and educational content about estate planning topics. All content is intended for informational purposes only and is not a substitute for professional advice.

2. Not Legal, Tax, or Financial Advice

Nothing on this website constitutes legal, tax, financial, or other professional advice. The information provided is general in nature and may not apply to your specific circumstances. You should always consult a qualified professional licensed in your jurisdiction before making decisions or taking action based on any content from this site.

3. No Professional Relationship

Your use of this website—including browsing, subscribing, downloading materials, or contacting us—does not create a solicitor‑client, advisor‑client, fiduciary, or other professional relationship with My Estate Journey.

4. Use of the Website

By using this website, you agree not to:

• use the site for unlawful purposes
• attempt to gain unauthorized access to the site or its systems
• interfere with or disrupt the site’s functionality
• copy, scrape, reproduce, or republish content without written permission
• submit false, misleading, or harmful information

5. Intellectual Property

Unless otherwise stated, all content, design elements, graphics, text, and materials on this site are owned by or licensed to My Estate Journey. You may view and use the content for personal, non‑commercial purposes only. Any other use requires our prior written consent.

6. Subscriptions and Communications

If you subscribe to our emails, you consent to receiving educational updates, resources, and announcements related to My Estate Journey. You may unsubscribe at any time using the link provided in our emails.

7. Third‑Party Links

This website may contain links to third‑party websites or resources. We do not endorse, control, or assume responsibility for third‑party content, services, policies, or practices. Accessing third‑party sites is at your own discretion and risk.

8. Disclaimers

This website and its content are provided on an “as is” and “as available” basis. We do not guarantee that:

• the site will be uninterrupted or error‑free
• content will always be complete, accurate, or current
• downloadable materials will be free from viruses or harmful components
• Your use of the site is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, My Estate Journey and its owners, contributors, and affiliates are not liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

• your use of or inability to use the website
• your reliance on any content
• errors, omissions, or inaccuracies in the content
• unauthorized access to or alteration of your submissions

10. Indemnification

You agree to indemnify and hold harmless My Estate Journey from any claims, losses, liabilities, or expenses arising from your use of the website or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of Ontario and the applicable federal laws of Canada. Where permitted, you agree that any disputes will be resolved exclusively in the courts of Ontario.

12. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date indicates when changes were made. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

13. Contact Us

My Estate Journey

Email: michele@myestatejourney.com

Last Updated: February 2026